How It Works

Easy application

Complete our online application. It’s quick, easy, and confidential

Fast decision

If You’re Pre-Approved, E-Sign your Application To Confirm Funds.

Get Your Cash

Cash Deposited To Your Bank Account As Quickly As The Next Business Day.

Repay Your Loan

The Original Amount & The Fees Will Be Debited From Your Bank Account.

Why us

Quick Approval

No more waiting. Apply now and get approved the same day with funds deposited as soon as the next business day.*

Transparency

You’ll know exactly what you pay. There are no hidden fees and no penalties for paying off your loan early.

Easy Experience

Simple, online application—and our friendly agents are standing by for support

Help when Needed

We understand life’s full of unexpected surprises. If you’re having trouble making a loan payment, let us know and we’ll work with you to find a solution.

Have Questions? We can Help.

What is the process to apply for a loan?

It’s easy as 1-2-3!

  1. Fill out the easy application online
  2. After a few seconds, you will receive notice letting you know whether or not you’ve been pre-approved. You must sign your loan agreement and complete Bank Verification to have your application reviewed.
  3. Get your cash on the next business day.*

 

How much can I borrow?

New customers are eligible for loans up to $1,500, if qualified. Once you fill in the information requested to complete your application online, your maximum loan amount will be presented to you. You can borrow anywhere between $300 and your personal maximum. In the future, we may be able to increase your loan amounts based on your history of timely payments, etc. We want to reward you for being a Preferred Customer!

What kinds of income are eligible?

Pay from part-time or full-time employment, child support, Social Security, and pension are all eligible. There are other rare types of income that are also allowed. To be accepted, your income must be predictable and reasonably expected to continue through the loan’s maturity date.

Do you run credit checks?

We review your information in real-time to determine whether your information meets our lending criteria. You acknowledge that by completing and submitting the web application that you are applying for a loan. We verify applicant information through national databases including, but not limited to, Clarity and Factor Trust and we may pull your credit in order to determine your eligibility and ability to repay.