Financial News
How The Government Plans To Cancel Federal Student Debt
The prevalent financial problems associated with student loan debt has resulted in starting the process of planning a program to help borrowers be absolved of their debt. Many have heard the hype of the government planning to cancel federal student loan debt which is...
What Should I Do If I Can’t Get A Bank Account
A bank account is a necessity for most of us in the modern world, but gaining access to one is not always a piece of cake, and you might need to consider other options. Being qualified for a checking account sounds easy but is not necessarily an easy option for...
Wise Spending Habits For Eco-Conscious Consumers
If you want to live a truly eco-friendly lifestyle while still saving money, you need to embrace frugality. If you are like most people, your household probably uses a lot of energy and water. You may find yourself always wanting to cut back on energy, but it can be...
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Complete our online application. It’s quick, easy, and confidential.
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Assets Access
This Is How Long You Should Keep Your Financial And Tax Records
It's easy to get overwhelmed by the thought of keeping financial and tax records for years. How long should you keep them? There are a lot of different factors to consider when deciding how long to keep your financial and tax records. The IRS has guidelines for how...
15 vs. 30 Year Mortgage: Which is Better?
Most people opt for three-decade plans because they cannot afford higher monthly payments. But this costs them thousands in interest. You may have finally saved enough money for a new home’s down payment. However, you are probably unsure about the best mortgage plan...
The Key To Achieving Financial Independence Retire Early (FIRE)
FIRE is a goal that has long been associated with financial independence and freedom. What does FIRE mean for you? FIRE (financial independence, retire early) is a goal for many — especially those who have recently started saving for retirement. This article will...
Earning & Investing
How And When To Consider Refinancing Your Home Mortgage
Refinancing your mortgage is a move many engage in when the interest rates improve but there should be a goal with this action. There are certain steps that you must take to ensure home refinancing. If you're on the brink of refinancing your home mortgage, now is the...
Exploring The Growing Industry Of Sustainable Investing
Sustainable investing is a rapidly growing industry, but it's not always clear how to get started. Here are some of the most important things you need to know about sustainable investing. If you're looking to invest your money, you might have heard about sustainable...
Learning Your Basic Rights For Debt Collection
If a debt collector contacts you, it is in your best interest to face them willingly, which keeps your anxieties at bay. If a debt collector contacts you, it is in your best interest not to avoid the situation but to face it willingly, which keeps your anxieties at...
FAQ
Have Questions? We can Help.
What is the process to apply for a loan?
It’s easy as 1-2-3!
1. Fill out the easy application online
2. After a few seconds, you will receive notice letting you know whether or not you’ve been pre-approved. You must sign your loan agreement and complete account verification to have your application reviewed.
3. Get your cash on the next business day.
How much can I borrow?
New customers are eligible for loans up to $1,500, if qualified. Once you fill in the information requested to complete your application online, your maximum loan amount will be presented to you.
You can borrow anywhere between $300 and your personal maximum. In the future, we may be able to increase your loan amounts based on your history of timely payments, etc. We want to reward you for being a Preferred Customer!
What kinds of income are eligible?
Pay from part-time or full-time employment, child support, Social Security, and pension are all eligible.
There are other rare types of income that are also allowed. To be accepted, your income must be predictable and reasonably expected to continue through the loan’s maturity date.
Do you run credit checks?
We review your information in real-time to determine whether your information meets our lending criteria. You acknowledge that by completing and submitting the web application that you are applying for a loan.
We verify applicant information through national databases including, but not limited to, Clarity and Factor Trust and we may pull your credit in order to determine your eligibility and ability to repay.
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