Most people opt for three-decade plans because they cannot afford higher monthly payments. But this costs them thousands in interest. You may have finally saved enough money for a new home’s down payment. However, you are probably unsure about the best mortgage plan...

Going to a distant location and having the time of your life is the best way to enjoy life. Find out how to travel more than once a year by cutting back on your living expense. Traveling is an addiction, and those who have experienced it never want to let go of it....

Maintaining a high credit score is crucial to surviving in the USA. Living with a low credit score shows that you are not a reliable investment, and most of the luxuries you were once enjoying will become expensive. One of the worst things that can happen in the...

Finances are quite an integral part of our daily lives. However, mixing finances and relationships can be complicated. With global economics taking a turn for the worst, it’s only a matter of time before a friend or family asks you for money. As you're growing up, you...

“Financial independence” can be defined as either living off of your compounding financial assets or earning a passive income that does not require day-to-day work.   During the pandemic, the idea of sustaining “financial independence” gained serious traction. This is...

FIRE is a goal that has long been associated with financial independence and freedom. What does FIRE mean for you? FIRE (financial independence, retire early) is a goal for many — especially those who have recently started saving for retirement. This article will...

It's easy to get overwhelmed by the thought of keeping financial and tax records for years. How long should you keep them? There are a lot of different factors to consider when deciding how long to keep your financial and tax records. The IRS has guidelines for how...

The wave of corporations buying into crypto continues as Mastercard acquires blockchain analytics start-up called CipherTrace. Mastercard has officially joined the wave of large financial entities and corporations warming up to the prospect of cryptocurrency. The...

In the 3-5 years leading up to your retirement, there are three very important things you should consider and keep in mind for your retirement planning. If you’re planning your retirement sometime in the next 3-5 years, that means you’ve got a lot to think about. Not...

Common investments may come in a form of stocks or bonds but imagine investing in one of the oldest sources of wealth. FarmTogether gives you the chance to invest in lucrative farmland. Investing in certain companies and industries can experience some volatility which...