Financial News
Signs Of Financial Hoarding And How To Fix It
Financial hoarding is the bad habit of saving money for no reason. There are steps you can take to help fix this problem, from finding out where all your money goes to getting control over your spending habits and more. If you're a financial hoarder, tracking expenses...
How The Government Plans To Cancel Federal Student Debt
The prevalent financial problems associated with student loan debt has resulted in starting the process of planning a program to help borrowers be absolved of their debt. Many have heard the hype of the government planning to cancel federal student loan debt which is...
Learning The Basics Of Students Loans & Federal Financial Aid
Federal financial aid is a great way to help pay for school, but there are a lot of things you need to know before you can start borrowing money. Anyone who's considering heading to college needs to understand the basics of student loans. Federal financial aid is a...
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Assets Access
15 vs. 30 Year Mortgage: Which is Better?
Most people opt for three-decade plans because they cannot afford higher monthly payments. But this costs them thousands in interest. You may have finally saved enough money for a new home’s down payment. However, you are probably unsure about the best mortgage plan...
How to Save Enough Money to Travel Multiple Times a Year
Going to a distant location and having the time of your life is the best way to enjoy life. Find out how to travel more than once a year by cutting back on your living expense. Traveling is an addiction, and those who have experienced it never want to let go of it....
How To Recover From A Major Credit Drop
Maintaining a high credit score is crucial to surviving in the USA. Living with a low credit score shows that you are not a reliable investment, and most of the luxuries you were once enjoying will become expensive. One of the worst things that can happen in the...
Earning & Investing
How The Blockchain Can Impact All Lives
Blockchain technology is capable of incredible things. It could potentially have a huge impact on our lives in the coming years. Fortunately, this impact is largely positive, and there are multiple ways this new tech can change how we do things. You have likely heard...
Making Money Working Micro Tasks
Having a side hustle might be too much combined with your regular work schedule, but you can earn money during your spare time with these micro task websites and platforms. Earning extra cash won’t require a second job but a small side hustle of micro-tasks that are...
Why Economic Downturns Are the Ideal Moments to Take a Risk
Economic downturns are the ideal moments to take a risk and try something new. We explore why economic downturns might be your best bet for taking risks with your business and making moves that will help you grow. It can be devastating to be laid off from a job. The...
FAQ
Have Questions? We can Help.
What is the process to apply for a loan?
It’s easy as 1-2-3!
1. Fill out the easy application online
2. After a few seconds, you will receive notice letting you know whether or not you’ve been pre-approved. You must sign your loan agreement and complete account verification to have your application reviewed.
3. Get your cash on the next business day.
How much can I borrow?
New customers are eligible for loans up to $1,500, if qualified. Once you fill in the information requested to complete your application online, your maximum loan amount will be presented to you.
You can borrow anywhere between $300 and your personal maximum. In the future, we may be able to increase your loan amounts based on your history of timely payments, etc. We want to reward you for being a Preferred Customer!
What kinds of income are eligible?
Pay from part-time or full-time employment, child support, Social Security, and pension are all eligible.
There are other rare types of income that are also allowed. To be accepted, your income must be predictable and reasonably expected to continue through the loan’s maturity date.
Do you run credit checks?
We review your information in real-time to determine whether your information meets our lending criteria. You acknowledge that by completing and submitting the web application that you are applying for a loan.
We verify applicant information through national databases including, but not limited to, Clarity and Factor Trust and we may pull your credit in order to determine your eligibility and ability to repay.
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